Curve - Your Smart Wallet v1.13.4

Curve presents itself as an all-in-one digital wallet solution, aiming to consolidate multiple payment methods into a single platform. Its primary function is to integrate various debit and credit cards, including PayPal accounts, into a unified digital wallet that supports contactless payments via Samsung Pay, Google Pay, Garmin Pay, and other compatible platforms.

The application's design facilitates streamlined spending, whether at home or abroad, with features intended to optimize cashback and rewards while providing real exchange rates and reducing foreign transaction and ATM fees. It also offers users access to exclusive promotional offers from select brands.

Available plans range from a free tier that allows unlimited card additions and contactless payments with a foreign currency exchange fee of 2.99%, to more comprehensive options like Curve Pay X, Curve Pay Pro, and Curve Pay Pro+, which include benefits such as increased ATM withdrawal limits, cashback rewards, and premium lounge access. These options are tailored to frequent travelers and remote workers requiring extensive international capabilities.

Curve’s integration of various cards into a single digital wallet enhances security by keeping card details confidential and providing instant lock/unlock functions. Its platform also includes features such as transaction history adjustments (Go Back in Time®), automated payment rules, instant cashback with cardless transactions, and expense management tools.

For those prioritizing safety and convenience during travel, the app emphasizes secure transactions across multiple payment platforms with robust security measures to protect sensitive information. The platform requires users to be at least 18 years old and adheres to applicable terms and privacy policies outlined on its website.